There is a lot of rhetoric out there right now about the theory that there is no way to be financially successful if you have a regular J-O-B. Take it from me, after six years of working with every kind and size of business in America, I have found that there are many, many businesses that take more time and pay less money than a good job. However, I do believe that being in an entrepreneurial venture offers one the ability to create what I call the Right Formula. Done correctly, entrepreneurial ventures blow away a job in terms of long term wealth creation. So, where is the rub?

We’re back to the key: it’s not about how much you make (or how you make it), it’s about how much you save and invest. If you make a lot of money at your job or from your business(es), but spend it all and save none to invest, then you’re back at ground zero. Of course, the obvious post script to this little Marc-sermon is that it’s also about getting a good return on the money you invest. If you want a reasonably safe return with no real time invested talk to a financial planner they will tell you they hope to average five to seven percent, but, if you invest it entrepreneurially you have a better chance of getting a much higher return.

So, is a job a bad thing? I don’t think you’re asking the right question. The right question is what are you doing in either your job or entrepreneurially to create a surplus and what are you doing with that surplus?